What is Keystone HELP®?

Keystone HELP®, or the Keystone Home Energy Loan Program, is Pennsylvania's Special Financing Program for Energy Efficient Home Improvements. This program is principally supported by the Pennsylvania Treasury Department, PA Department of Environmental Protection, and the Pennsylvania Housing Finance Agency. Keystone HELP® offers low-rate loans to help make affordable energy efficiency home improvements available to all eligible Pennsylvania homeowners. Keystone HELP® is administered by AFC First Financial Corporation, a Pennsylvania energy efficiency lender.

Keystone HELP® loans are fast and simple. Most loan applications are approved within hours, with your AFC First Approved Contractor paid immediately upon satisfactory completion of the job.

Keystone HELP® loans offer:

Who is Eligible?

Pennsylvania homeowners who own and are making qualifying improvements to their 1 to 2 unit primary residence located in Pennsylvania are eligible. Good credit and the ability to repay are required; a maximum income limit may apply.

PowerSaver Loan

KeystoneHELP® is part of the PowerSaver Loan program. AFC First is a HUD Approved FHA PowerSaver Lender. Through the PowerSaver Loan program, homeowners are encouraged to utilize a Whole House Energy Audit to determine the best course of action for improving the efficiency in your home, and making energy-saving home improvements.