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Who is Eligible?

Pennsylvania homeowners who own and are making qualifying improvements to their 1 to 2 unit primary residence located in Pennsylvania and whose combined annual household income is $150,000 or less are eligible to apply for a loan under the Keystone HELP Energy Efficiency Loan program.  (Please Note the loans for Geothermal Heat Pump Systems and The Renovate and Repair Loan for ENERGY STAR have no income limits.) Work under the secured “Whole House Improvement Loan” or Renovate and Repair Loan for ENERGY STAR programs must be done on a 1-2 unit owner occupied, deeded property.    Applicants must meet the credit eligibility standards of the program. Applicants also agree to:

  • Complete or provide data on your energy usage for completion of the Energy Star Home Energy Yardstick or equivalent;
  • Grant access to your utility and fuel consumption data to the Department of Environmental Protection or its designees for    12 months from the date of your loan (not applicable for Renovate and Repair ENERGY STAR Loan); and
  • Complete a follow up survey in approximately 12 months from the date of your loan; and
  • Agree to permit a Quality Assurance inspection after the work is completed if your project is selected.
Effective 04/01/11

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1.888.AFC FIRST